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Auto Dealers

Zero Hail Deductible

Makes Hail Damage Profitable, Not Painful

Every car sold is packaged with ZHD. This gives you, the dealer all of these great benefits for a small per-unit-sold fee.  The Insurance companies ever rising deductibles, deep repair discounts, and elimination of aggregates make it tough for the dealer to ever be made whole. Our Business model shifts this cost to the dealers customer by giving them the option to purchase a ZHD extensions of 2, 3, 4, or 5 years of coverage on their retail car purchase.


Hail Loss Mitigation Program

Immediate PDR Services

Your dealership has immediate coverage that provides PDR services on your entire inventory after a hail event.  

Zero Deductible

Pay zero deductible. This means a loss that doesn’t make deductible on your open lot insurance coverage still gets fixed.

Handled by our Experts

Catastrophic hail damage is handled by our team of experts, leaving your staff to take care of normal business.

Profit from Customer Repairs

Your customers get their deductibles covered if their car is damaged by hail, and the customer is directed back to your store or body shop for repairs.  

We Staff PDR Technicians

If you have a body shop, all of your clients will be directed to your body shop to utilize the program. We can even staff your facility with PDR repair technicians to double or triple your capacity.

We Provide Mobile Body Shops

If you do not have a body shop, we provide a mobile body shop for you.  This immediately brings these clients back to you, and puts profits in your dealership.


ASE-Certified Claims Team 24/7/365 Availability 22-Second Average Hold-Time

Contact Us | Claims

Frequently Asked Questions

Questions That Dealers Ask

Why wouldn’t I use my insurance?

Todays insurance environment has effectively eliminated most small to medium loss coverages due to high deductibles, low-priced repair matrixes and forced discounts on parts and labor. So in many cases, your insurance won’t pay out anyway.

Does this plan eliminate my Dealers Open Lot Insurance?

No, this plan works in conjunction with Dealers Open Lot.

How can you do it, if my insurance won’t?

Our nationwide contracts with service providers allows us to leverage our buying power to control repair costs.

What if the damage exceeds my contract coverage?

If it is determined that your damage exceeds your per car contract, which aligns with your insurance deductible, our team will assist with the claims handling, including site management and audit services. Our repair teams will perform the PDR repairs at the discounted rate shown in your contract.

Do I have to repair my inventory, or can I take the money?

ZHD provides PDR services, and in no case will provide a cash settlement. This applies to all hail losses where PDR repairs can be made.

Do you fix broken glass, or broken parts?

No, this service only applies to metal body panels that can be repaired using PDR.

If a claim with my insurance carrier is required, will I be able to use some of the claims proceeds to discount my cars?

Yes, If your insurance is called upon, our contracted repair companies agree to complete the PDR repairs, leaving the replacement of damaged parts to the dealership. This gives the dealer ultimate control of the loss proceeds.

Do I pay my deductible if the damage exceeds the contract coverage and an insurance claim is necessary?

No, ZHD always takes care of your PDR repairs, even when an insurance claim is necessary.

Is your Dealership Prepared?

Dealers, turn painful hail damage into profitable business!


You’ll be contacted within 24 hours.